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Dealers, by logging into the CreditSmarts system you are acknowledging the terms and conditions set forth within the CreditSmarts system and to abide by such terms as well as by the lenders terms and conditions set forth within the Dealer Agreement posted online within the respective lender profile.

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Note for Experian/Transunion customers:
Access to Credit systems is for authorized users and only for permissible purpose access. Unauthorized access is prohibited under the Fair Credit Reporting Act and punishable by $2500 and/or 1 year in Federal prison per occurrence.
For Password Reset or New Users call 1-888-345-0918:
CreditSmarts Team Members are eager to assist you with your lending or technical needs. Staffed during normal business hours our service managers are here for you.