Here are some benefits for our Lender participants:

Low cost origination channel!
CreditSmarts.com reduces costs of procuring, set-up, and processing of files before they are reviewed by your underwriter or automated underwriting system. This results in an increased book-to-look rate.

Expand your Dealer network!
By joining CreditSmarts.com you gain immediate access to Auto Dealers located across the country. With a couple of clicks of the mouse, you can expand into new markets without any friction or outside sales staff.

Streamline credit processing through efficient filtering and routing of applications!
CreditSmarts.com reduces application processing to a matter of minutes, allowing for customized routing to the appropriate personnel. This eliminates the time-consuming and expensive process of procuring, set-up, and processing a file before it is reviewed by the underwriter or buyer

Ease of implementation!
CreditSmarts.com is accessible via the Internet, 24-hours a day, seven days a week. As a 100% web-based system, CreditSmarts.com eliminates difficult, expensive, and time-consuming installation, network configuration, updating, maintaining and training.

Management tracking reports to help you manage this new channel of business!
CreditSmarts.com provides reporting tools to track production. Real-time loan status and reports.

Flexibility of Remote Accessibility!
CreditSmarts.com is accessible on the Internet 24-hours a day, seven days a week. This gives you the flexibility to arrange your schedule however you like. You can monitor loan production and give real-time feedback and assistance to onsite staff from any location with Internet access. You can process new credit application requests from anywhere in the world where there is Internet access.